SENIOR CITIZENS RED CARPET HEALTH INSURANCE POLICY IN INDIA

Who Can Take This Insurance? Any person between 60 and 75 years of age at the time of entry can take this insurance. The sum insured under this insurance is per individual member covered. Policy Benefits Hospitalisation Cover Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs upto the limits specified. Ambulance charges for emergency transportation to hospital as per specified limits. Post-hospitalisation paid as lump-sum upto the limit specified. Specific day-care procedures covered. Sub-limits applicable for specified illness. Co-Payment: 30% for other than claims for Pre-Existing Diseases and 50% for Pre-Existing Diseases claims. Pre-Existing Diseases / Illness: Are covered after 12months of continuous Insurance with any Indian Insurance Company where the person has been availing treatment for the diseases. Pre- Acceptance medical screening: There is no pre-acceptance medical screening. How much to pay? Please click here Tax Benefits Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act. Free look period: A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation.Free look cancellation is not applicable at the time of renewal. Top Star Advantages No Third Party Administrator - direct in - house claims settlement. Faster & hassle-free claim settlement. Cashless hospitalization. Network of more than hospitals across India. Free expert medical consultation over phone 24 x 7 Toll Free Helpline.