Star insurance policy

Greeting for the day, We are providing STAR Health Insurance policy plans to Individuals and Groups or Families. For Suitable Policy details kindly call me or give me appointment for Better Understanding of Policy plans. Regards J SriKanth # NEED BASE SELLING IS OUR PRIORITY #

Star Comprehensive Health Insurance Policy Higher Sum Insured of INR Rs. 25 Lack of Your Family Personal Accident Cover against Death and Permanent total disablement 405 day care procedures covered any many more

Who can take this insurance? Persons between 18 years and 65 years of age at the time of entry can take this Insurance. Dependent children can be covered from 3 months and up to 25years of age. There is no upper age limit for continuous renewals. This policy is both on Individual basis and on Family Floater basis. Family for the purpose of this policy means self, spouse and dependent children, not exceeding 3 Policy Benefits Section 1: In-patient hospitalization expenses Hospitalization cover protects the insured for in patient hospitalization expenses for a minimum period of 24 hrs. These expenses include room rent (Single Standard A/C room), nursing and boarding charges, Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist fees, Cost of Medicines and Drugs. Ambulance charges for emergency transportation to hospital as per specified limits. Air Ambulance Benefit: Permitted up to 10% of the Sum Insured opted, during one policy period, applicable for sum insured of Rs.7.5 lakhs and above only. Pre hospitalization expenses up to 30 days prior to admission in the hospital Post hospitalization expenses up to 60 days after discharge from the hospital Out-patient consultation (other than dental and ophthal) expenses up to limits mentioned in the table of benefits Coverage for Domiciliary hospitalization for a period exceeding three days. Section 2: Delivery and New Born cover: Expenses for Delivery - including Pre-natal and Post natal expenses up-to the limits specified. A waiting period of 36 months of continuous coverage under this policy with Star will apply. Automatic coverage for the New Born (including internal and external congenital problems) up to the expiry of the current policy (On renewal this new born baby should be covered specifically) Vaccination expenses for the New Born upto Rs./- payable. Section 3: Outpatient Dental, Ophthalmic treatment Dental / Ophthalmic treatments as an out-patient - once in a block of every three years irrespective of whether a claim is made or not. Section 4: Hospital Cash Hospital cash benefit for each completed day of hospitalization. Section 5: Health Check up Cost of Health Check-up once after a block of every three claim-free years Section 6: Bariatric Surgery Expenses incurred on hospitalization for bariatric surgical procedure and its complications thereof are payable subject to a maximum of Rs./- during the policy period. This maximum limit of Rs./- is inclusive of pre-hospitalization and post hospitalization expenses. Claim under this section shall be processed only on cashless basis. Coverage under this section is subject to a waiting period of 36 months and payable only while the policy is in force Section 7: Accidental Death and Permanent Total Disablement Cover against Accidental Death The person chosen by the Proposer at the time of payment of premium as mentioned in the schedule herein is covered for Personal Accident The sum insured for this section is equal to the sum insured opted for the Health insurance. Section 8: Option for Second Medical Opinion The Insured Person is given the facility of obtaining a Second Medical Opinion in electronic mode from a Doctor in the Company's network of Medical Practitioners Medical records can be sent to the mail id Automatic Restoration of Sum Insured (Applicable for Section 1 Only) Upon exhaustion of Basic sum insured and the Bonus, sum insured will be automatically restored by 100% once policy period. Such restored Sum Insured can be utilized only for illness / disease unrelated to the illness / diseases for which claim/s was / were made. Such restoration will be available for section 1 other than Section 1G. Bonus: Following a claim free year bonus at 50% of the basic sum insured (max.100%) would be allowed. Where there is a claim the Bonus would be reversed in the same order in which it was given. Co-Payment: 10% of each and every claim for

Medical emergencies can befall anytime, and due to escalating healthcare prices in our country, health insurance has become a necessity.    Being prepared financially for uncertain health risks is a smart step. Health insurance can reimburse the insured for expenses incurred due to injury or illness. Insurance Pandit lets you compare medical insurance and choose the best one that suits your needs.    All you have to do is visit them and fill the form pertaining to your contact details and insurance needs like a type of cover you want and the reason for buying it. So, Insurance Pandit is the best place to find and buy health insurance online without any hassle. A & M Insurance Brokers (P) Ltd Address: 903, Vikrant Tower,Rajendra Place, New Delhi - 110 008 Website:- https://www.insurancepandit.com/health/health_insurance_individual.php Phone: 80-10-228899

Anybody Want To Health Insurance Policy. 1.all Sickness / Illness Cover 2.accident Cover 3.free Annual Health Check Up 4.auto Recharge Facility 5.no Claim Bonus Every Claim Free Year 6.expert Opinion 7.hospitalisation 100% Cover hurry Rate Chart Will Be Discountable

Who Can Take This Insurance? Any person between 5 months and 65 years of age at the time of entry can take this insurance. Children can be covered only along with parents. The sum insured under this insurance is per individual member covered. Policy Benefits Hospitalisation Cover: Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs. Ambulance charges for emergency transportation to hospital as per specified limits. Pre-Hospitalization expenses up to 30 days prior to admission in the hospital. Post-hospitalisation paid as lump-sum upto the limit specified. 101 Day-care treatments covered. Non-Allopathic Treatments: Covered up-to specified limits. Pre-Existing Diseases / Illness: Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company. Add-on covers (subject to payment of additional premium) Patient Care: Available for persons above 60 years. Pays for attendant charges after discharge from hospital for maximum 5 days per hospitalisation and 14 days per policy period. Hospital Cash: Hospital cash benefit for each completed day of hospitalization. Policy Term: Policy is available for one year term and two years term. In case of two year policy a discount of 5% on the two year premium paid, available. Family Package: Available for persons from 5 months to 45 years. The sum insured is apportioned equally among insured family members. Health Checkup benefit will be calculated on the policy sum insured and equally divided among all the insured persons. Optional Benefit of New Born Baby cover available under this Plan. Sum Insured: 10% of the mother's sum insured. Premium: 10% of the policy premium. Health Check-up benefits: Cost of Health Check-up once after a block of every four claim-free years. This benefit is available for sum insured of Rs./- and above only. Automatic Restoration of Sum Insured(not appilcable for Family Package) In the event of a claim, during the currency of the policy, if the entire sum insured is exhausted and the policy has not yet expired then the automatic restoration of Sum Insured will operate and the sum insured will be restored to the original amount i.e. 200% only once. This restored sum insured can be utilized, during the remaining policy period, for any other illness / diseases unrelated to the ones for which claim/s has /have been made. HIV Persons Coverage: This policy can be taken by HIV positive persons provided the CD 4 count at the time of entry is above 350 (proof to be produced). However, hospitalization for any opportunistic infections is not covered. Bonus: Bonus calculated at 5% of the basic sum insured for every claim-free year subject to a maximum of 25% is allowable.In the event of the claim the bonus will reduced by 5%. Bonus is not available for Family Package Plan. Pre- Acceptance medical screening Persons above 50 years will be required to undergo pre-acceptance medical screening at the Company nominated centers. Cost of screening is currently borne by the company. How much to pay? Mediclassic Insurance policy (Individual)Please click here Top Tax Benefits Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act. Free look period: A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation.Free look cancellation is not applicabl

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Insurance is a product of need. There are many a situations in life when Insurance is just about the crucial difference you want to have on your side. Both selling and purchasing of Insurance are therefore acts that require great responsibility. India is a largely unprotected market. The protection gap is a staggering 92%. This means that out of Rs100 that is required to overcome any disadvantageous situations that arise of calamities like Death, only Rs.8 is available to public at large. This is catastrophic especially as India also has a very weak social security apparatus. Read More at https://www.easypolicy.com/

Who Can Take This Insurance? Any person between 60 and 75 years of age at the time of entry can take this insurance. The sum insured under this insurance is per individual member covered. Policy Benefits Hospitalisation Cover Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs upto the limits specified. Ambulance charges for emergency transportation to hospital as per specified limits. Post-hospitalisation paid as lump-sum upto the limit specified. Specific day-care procedures covered. Sub-limits applicable for specified illness. Co-Payment: 30% for other than claims for Pre-Existing Diseases and 50% for Pre-Existing Diseases claims. Pre-Existing Diseases / Illness: Are covered after 12months of continuous Insurance with any Indian Insurance Company where the person has been availing treatment for the diseases. Pre- Acceptance medical screening: There is no pre-acceptance medical screening. How much to pay? Please click here Tax Benefits Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act. Free look period: A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation.Free look cancellation is not applicable at the time of renewal. Top Star Advantages No Third Party Administrator - direct in - house claims settlement. Faster & hassle-free claim settlement. Cashless hospitalization. Network of more than hospitals across India. Free expert medical consultation over phone 24 x 7 Toll Free Helpline.