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Insurance is not a saving but Insurance is provided in many different benefits you and your family 1- Tax Benefit 2- Death Benefit 3- Family Security Benefits 4- Health Benefits 5- Child Benefits Please don't ignore this message and Take the Insurance and provide the Family Security Ek Policy jo Badal de aapki duniya Please take the at least one Policy And Change your Life Thanks /Regards Divya namdev Agency manager Mob-88009477o6 Bharti Axa Life Insurance company New Friends colony New Delh

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Bharti Axa Life Insurance Co Provided A Life Insurance Policies With Good Return Of Investment And Pention Plan And Child Care Plan With Tax Benefit Of 100 Percent

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Who Can Take This Insurance? Any person between 60 and 75 years of age at the time of entry can take this insurance. The sum insured under this insurance is per individual member covered. Policy Benefits Hospitalisation Cover Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs upto the limits specified. Ambulance charges for emergency transportation to hospital as per specified limits. Post-hospitalisation paid as lump-sum upto the limit specified. Specific day-care procedures covered. Sub-limits applicable for specified illness. Co-Payment: 30% for other than claims for Pre-Existing Diseases and 50% for Pre-Existing Diseases claims. Pre-Existing Diseases / Illness: Are covered after 12months of continuous Insurance with any Indian Insurance Company where the person has been availing treatment for the diseases. Pre- Acceptance medical screening: There is no pre-acceptance medical screening. How much to pay? Please click here Tax Benefits Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act. Free look period: A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation.Free look cancellation is not applicable at the time of renewal. Top Star Advantages No Third Party Administrator - direct in - house claims settlement. Faster & hassle-free claim settlement. Cashless hospitalization. Network of more than hospitals across India. Free expert medical consultation over phone 24 x 7 Toll Free Helpline.

Who Can Take This Insurance? Any person between 5 months and 65 years of age at the time of entry can take this insurance. Children can be covered only along with parents. The sum insured under this insurance is per individual member covered. Policy Benefits Hospitalisation Cover: Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs. Ambulance charges for emergency transportation to hospital as per specified limits. Pre-Hospitalization expenses up to 30 days prior to admission in the hospital. Post-hospitalisation paid as lump-sum upto the limit specified. 101 Day-care treatments covered. Non-Allopathic Treatments: Covered up-to specified limits. Pre-Existing Diseases / Illness: Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company. Add-on covers (subject to payment of additional premium) Patient Care: Available for persons above 60 years. Pays for attendant charges after discharge from hospital for maximum 5 days per hospitalisation and 14 days per policy period. Hospital Cash: Hospital cash benefit for each completed day of hospitalization. Policy Term: Policy is available for one year term and two years term. In case of two year policy a discount of 5% on the two year premium paid, available. Family Package: Available for persons from 5 months to 45 years. The sum insured is apportioned equally among insured family members. Health Checkup benefit will be calculated on the policy sum insured and equally divided among all the insured persons. Optional Benefit of New Born Baby cover available under this Plan. Sum Insured: 10% of the mother's sum insured. Premium: 10% of the policy premium. Health Check-up benefits: Cost of Health Check-up once after a block of every four claim-free years. This benefit is available for sum insured of Rs./- and above only. Automatic Restoration of Sum Insured(not appilcable for Family Package) In the event of a claim, during the currency of the policy, if the entire sum insured is exhausted and the policy has not yet expired then the automatic restoration of Sum Insured will operate and the sum insured will be restored to the original amount i.e. 200% only once. This restored sum insured can be utilized, during the remaining policy period, for any other illness / diseases unrelated to the ones for which claim/s has /have been made. HIV Persons Coverage: This policy can be taken by HIV positive persons provided the CD 4 count at the time of entry is above 350 (proof to be produced). However, hospitalization for any opportunistic infections is not covered. Bonus: Bonus calculated at 5% of the basic sum insured for every claim-free year subject to a maximum of 25% is allowable.In the event of the claim the bonus will reduced by 5%. Bonus is not available for Family Package Plan. Pre- Acceptance medical screening Persons above 50 years will be required to undergo pre-acceptance medical screening at the Company nominated centers. Cost of screening is currently borne by the company. How much to pay? Mediclassic Insurance policy (Individual)Please click here Top Tax Benefits Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act. Free look period: A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation.Free look cancellation is not applicabl

Who Can Take This Insurance? Any person between 18 years and 65 years of age can take this insurance for his/her family. Children can be covered from 16th day onwards. This policy can be renewed for the whole life of the Insured Person. This policy is on Floater Basis. The entire sum insured floats among all covered persons.Family for the purpose of this policy means self, spouse and dependant children not exceeding three in number. Special Features of the policy Recharge Benefit: This benefit provides additional indemnity upto specified limits, when the sum insured under the policy is exhausted / exceeded. This can be utilized for any claim payable under the policy. More than 400 Day Care procedures Expenses incurred towards cost of Health Check up Coverage for New born Baby Coverage for Domiciliary hospitalization treatments Donor expenses for organ transplantation Bonus: Bonus in respect of a claim-free year of insurance is allowable upto the limits specified. The bonus so granted will be reduced in the same order in which it was given following a claim. However the Basic sum insured shall not be reduced. Automatic Restoration of Sum Insured: There shall be automatic restoration of the Basic Sum Insured once immediately upon exhaustion of the limit of coverage during the policy period subject to the limits specified. This restored sum insured can be utilized, during the remaining policy period, for any other illness / diseases unrelated to the ones for which claim/s has /have been made. Policy Benefits Hospitalisation Cover Protects the insured for in - patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges. Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees, Anesthesia, Blood, Oxygen, Operation Theatre charges, Cost of Pacemaker, Cost of Medicine and drugs etc. Ambulance charges for emergency transportation upto a sum of Rs.750/- per hospitalization and overall limit of Rs./- per policy period. Pre Hospitalisation expenses upto 60 days prior to admission in the hospital. Post Hospitalisation expenses upto 90 days after discharge from the hospital. Co-Payment: A co-payment of 20% of each and every claim applicable for fresh as well as renewal policies for insured persons whose age at the time of entry is above 60 years. How much to pay: Premium Chart Note: Renewal premium, terms and conditions are subject to change with prior approval from IRDA. Pre-Existing Diseases/Illness: Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company. Pre- Acceptance medical screening: Persons above 50 years will be required to undergo pre-acceptance medical screening at the Company nominated centers, Cost of which is currently borne by the Company. Tax Benefits Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act Free look period: A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation. Free look cancellation is not applicable at the time of renewal. Star Advantages No Third Party Administrator, direct in-house claim settlement Faster and hassle free claim settlement Network of more than hospitals across India Facility for maintaining personal health records in electronic format

Special Features of the policy Recharge Benefit: This benefit provides additional indemnity upto specified limits, when the sum insured under the policy is exhausted / exceeded. This can be utilized for any claim payable under the policy. More than 400 Day Care procedures Expenses incurred towards cost of Health Check up Coverage for New born Baby Coverage for Domiciliary hospitalization treatments Donor expenses for organ transplantation Bonus: Bonus in respect of a claim-free year of insurance is allowable upto the limits specified. The bonus so granted will be reduced in the same order in which it was given following a claim. However the Basic sum insured shall not be reduced. Automatic Restoration of Sum Insured: There shall be automatic restoration of the Basic Sum Insured once immediately upon exhaustion of the limit of coverage during the policy period subject to the limits specified. This restored sum insured can be utilized, during the remaining policy period, for any other illness / diseases unrelated to the ones for which claim/s has /have been made. Policy Benefits Hospitalisation Cover Protects the insured for in - patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges. Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees, Anesthesia, Blood, Oxygen, Operation Theatre charges, Cost of Pacemaker, Cost of Medicine and drugs etc. Ambulance charges for emergency transportation upto a sum of Rs.750/- per hospitalization and overall limit of Rs./- per policy period. Pre Hospitalisation expenses upto 60 days prior to admission in the hospital. Post Hospitalisation expenses upto 90 days after discharge from the hospital. Co-Payment: A co-payment of 20% of each and every claim applicable for fresh as well as renewal policies for insured persons whose age at the time of entry is above 60 years. How much to pay: Premium Chart Note: Renewal premium, terms and conditions are subject to change with prior approval from IRDA. Pre-Existing Diseases/Illness: Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company. Pre- Acceptance medical screening: Persons above 50 years will be required to undergo pre-acceptance medical screening at the Company nominated centers, Cost of which is currently borne by the Company. Tax Benefits Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act Free look period: A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation. Free look cancellation is not applicable at the time of renewal. Star Advantages No Third Party Administrator, direct in-house claim settlement Faster and hassle free claim settlement Network of more than hospitals across India Facility for maintaining personal health records in electronic format

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Plan your Investments and Tax benefits with Bajaj Allianz Life Insurance and Enjoy the hurdle free life ahead. Planning involves planning for future life and in order to avail all exemptions,. The Income Tax law itself provides for various methods for Tax Planning, Generally it is provided under exemptions u/s 10, deductions u/s 80C to 80U and rebates and relief’s. Contact Now to Avail all the benefits 81252872o8

Health insurance Details Here is some benefits of our Health Insurance policy "Heartbeat" & " Health Companion " 1. All day care procedures covered.(Less than of 24 Hrs hospitalization cover)2. No T P A (Third Party administration).3. Assured renewability for life.4. Domiciliary treatment cover.5. Free Health Check up to all insured person.6. No limit of numbers of claims.7. Relationship manager visit at the time of hospitalization.8. Cash less benefit over network hospitals.9. No age limit for enrollment.10. Health relationship program (10% of premium every year at the time of renewal of the policy) days pre and 60 days post hospitalization cover.12) Organ transplant, ambulance charge cover.13. Critical illness cover14 No Loading charges on premium.15 No sub limits for Surgical operations, including pre post operative care, Nursing, Drugs, Surgical dressing, Physician fees, Operation theatre and intensive care unit(ICU), Diagnostic tests, Prosthetic implants, Organ transplant.16.Free Look period time(15 Days).17 Tax benefits U.S. 80 D

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